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Wednesday, December 16, 2009

Where to get low-income health insurance

Looking for low-income health insurance? You're not alone. More than 46 million Americans are uninsured and face a financial catastrophe if they experienced a serious illness. Hier geht's low-income health insurance, making sure that you and your family get protected.

Government-funded Health Care Programs

State and federal governments have created a range of health programs for low-income individuals and families. TheseFeedback:

* Medicaid - A federal program that comprehensive health insurance for low-income individuals and families is available.

* High risk pools are offered - in more than 30 countries provide these health care programs for people who have private health insurance or refused to pay high premiums for health insurance.

* S-CHIP - A state and federal program that provides health insurance for children whose families do not qualify for Medicaid too.

More informationMedicaid, visit the Centers for Medicare & Medicaid Services: cms.hhs.gov. For more information on state sponsored health insurance programs programs, visit your state Department of Insurance website.

Private Health Care Plans

Private low-income medical plans include the following;

* Managed Health Care plans, which cover your medical bills, hospital costs, and prescription drugs. These plans assign you to a group of doctors andHospitals. They are the least expensive comprehensive health care plans.

* Fee-for-service plans, including your medical bills, hospital costs, and prescription drugs. With these plans you can choose your own doctor, but they are much more expensive than managed healthcare plans.

* Catastrophic health insurance, which your hospital and medical bills for catastrophic illnesses only - affects cancer, heart attack and other serious diseases.

* Short-term highHealth insurance, which offers the same range as major medical insurance, but for a limited period.

* Cost dental and vision insurance, pays the fees for dental and vision care.

* Specialized health insurance, their coverage to certain types of diseases, injuries, or limited amounts of coverages to.

Where to get low-income private health insurance

The best place for cheap private low-income medical assistanceInsurance is at an insurance comparison website where you can compare insurance rates, and choose the cheapest one (see below).

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