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Wednesday, December 2, 2009

High Deductible Major Medical Insurance - Where can I get the best rates

Looking to lower your monthly premium on your insurance? High Deductible Major Medical Health Insurance is the answer, have you ever wanted. Here is what it is and where to get it cheap.

What is High Deductible Major Medical Health Insurance?

This type of insurance covers only cases of serious injury or illness. You choose the deductible is usually $ 500 to $ 10,000 per year. You pay all your medical expensesup to that deductible, after which the company pays 100% of the additional medical expenses.

If your deductible is so high, how can I save?

You save money because, while your high deductible, your monthly premiums low. Consider this: Your monthly premium is half of what you pay for a traditional health insurance program. Moreover, these types of health plans are often coupled with "insurance savings accounts."

What is an insurance savingsAccount? You may like a medical 401-K in which you deposit money regularly meet on a pre-assessment of your medical expenses until you meet your deductible. So if your deductible is $ 2,000, you would like to pay up to $ 2,000 in your savings deposit insurance each year in this deductible. If you have a medical expense, make money from the savings plan to pay.

Sounds Great - where can I find a cheap plan?

Find Free Offersto go for cheap high deductible health insurance quickly and easily online to an insurance comparison website. On such a site, you may need for a plan at any time in the shop just by filling out a simple form with information about yourself and your health insurance. You will receive offers from multiple A-rated companies that you can view over on your own time and choose the best plan for your situation.

And if you have any questions, the best insurance comparison websitesProfessionals on hand to answer your questions and information on how you see the lower your premium even further (link below).

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